6 Things You Need to Know Before Starting Your Home Building Journey!

Construction Material

Are you planning to build your home? Your dream home? Here are few essential things you must know about.

Accumulating the required budget and then to possess your own home is a desire, which everyone has in his/her life. An efficient planning is of vital importance to build better and manage cash-flow in a right fashion, so we thought it would be a nice idea to provide you with few elementary guidelines about House Construction Planning.

Given below are six imperative points that will aid you through the journey of building your home

1. FAR ( Floor Area Ratio ) / FSI ( Floor Space Index ) :

It is the ratio of total Built-up-Area ( B.U.A ) to the Plot (Land) area. Colloquially it means, a FAR of 1.35 being proposed by a development authority allows one to build 1350 square feet of BUA over a plot-area of 1000 square feet.

2. Getting approvals:

Principal requirement before you start building home is to get concerned approvals which encompass overheads such as Plan Approval, Damp proof course (DPC), Occupation Certificate and few other secondary overheads.

3. Building Cost:

Cost of building of your house primarily comprises of Design, Labor, and Material cost which typically are in proportion of 10%, 30%, and 60% respectively.

4. Material Cost:

In a nutshell, more than half of total cost, i.e. material cost constitutes of

RCC* -Masonry(35%) and Finishing cost(65%), where Finishing includes Flooring, Painting, Plumbing, Electrical, and External development( Balcony & open area ).

5. Choose right materials:

It’s not the beauty of a house you should look at; it’s the construction of foundation that will stand the test of time. Therefore, to build better, it is important to know benefits of few materials. For e.g. AAC block, which is fire resistant and maintains air quality inside, can be used as a substitute to conventional clay bricks.(PRITHU practises methods that sustain your dream house for future generations using these acc blocks) The selection of correct steel bar is also vital in terms of durability. For e.g. TMT bar is more corrosion resistant, ductile, and has more weld-ability in comparison to conventional mild steel bars.

6. Managing the cash – flow:

It can be done efficiently if you know the schedule of your house construction. A typical floor starts from basic structural work which includes RCC* work, brickwork and plaster-work. This generally takes 30 days to conclude. After that finishing work begins which includes painting, flooring, bathroom, kitchen, electrical works and external development, taking approximately another 25-30 days to conclude.

Building a new home is a journey full of both hard work and exciting times. It is always good to keep a little guideline about home building handy. There is a lot more to know. Instead make it hassle free with Prithu Homes, as your home building partner to get more out of your house.

7 Simple Steps to Build Your Dream Home

Happy home

Thinking to build your dream home? Don’t just build a house with bricks and mortar, build a home with love and dreams. Don’t we all fancy to dwell in a house that is comfortable, spacious and well designed? Someplace where we could sustain generations and still cater to changing tastes? (Prithu Homes offers all of this and more) A place where we can get everything we want, from rest to recreation. Building your luxury home is a journey of discovering yourself, your interests and building a place of comfort. However, the question is what are the steps that we need to follow in order to attain it? Luckily, for you, we have compiled a list of some practical advice and easy tips to help you do just that.

1. Establish a budget

When you embark on an expensive endeavor like building your dream home, always establish a budget first. With no clear idea of how much you are willing to spend, there is a high possibility that you might exceed your credit. If you feel that you do not have enough savings, look up alternate means to finance your construction.

2. Create a house design

The next step is to convert your ideas and dreams into a blueprint. Many websites provide information on how to go about this by yourself. You can also hire a professional architect or civil engineer or collaborate with builders (Prithu Homes does the entire cumbersome process so that you need not run around to organise everything and ending up compromising on most of your aspirations) to draw up a plan for you. It is a good idea to get an estimate construction cost of the proposed plan.

3. Find some land

You will not be able to build a home if you do not have a land to build it on. The first question that you should ask yourself is where do you want to live? Once you have decided on the area, look around the locality and find a plot of land to your liking that is within your budget. Also, consider the type of improvements that will have to be made for things like driveways, walks and utilities. Evaluate the local area with respect to how convenient it is for you to reach your place of work and for your kids to reach their schools. Also, see if there are any shops nearby.

4. Familiarize with Building Regulations

Different areas have different building regulations and codes. The building regulations are minimum standards set up by the State Government for design, construction or renovations to the building. Familiarize yourself with the building regulations particular to the locality where you have bought land and meet them while building your dream home. (With PRITHU we do all of this so you relax and not stress over the compliances)

5. Purchase building materials

In order to build a strong and secure home, it is important that you have the right materials to build it. You can purchase the building materials yourself or if you have hired a contractor to oversee the construction, he can do it for you. Try to buy your materials in bulk as that can greatly save your construction cost. To save you from the day-to-day problems while procuring the building materials, you can visit our material store or directly contact us.

6. Start the Construction

After completing the above-mentioned steps, your home is ready to be built. By this time, you would have chosen your contractor who will supervise the work. This stage begins with the construction of a strong foundation. When the exterior of your home is done, you can hire an interior designer to do the interiors.

7. Move into your dream home

You have worked hard and spent months in building your home, so enjoy it to the fullest. Discover how this place gives value and shape to your life and lets you become the person you want to be.

Now that you know what all needs to be done, you can share your thoughts below and ask any queries related to home building. Our experts will make sure that your home building journey becomes completely hassle free.

8 Easy Ways to Build a Green Home

Green Home

In a world full of pollution, we could do our little bit by making our home go green. It’s not that difficult either, a little effort could go a long way in terms of savings and being eco-friendly as well.

A green home is an environment friendly house, primarily focusing on efficient usage of energy, water and building materials. And with the decrease in the cost of materials and technology required to make green homes, the future for green homes looks very bright. Although still costlier than normal homes, green homes are worth it as they are environment-friendly and save a lot of electricity, maintenance costs compared to normal houses. (PRITHU however maintains the same budget and gives you a luxurious green home hassle free)

Here are a few building ideas for a green home:

Build Small

Yes, you can build a large home. But spare a thought; wouldn’t a small home have less impact on the environment and help in saving money, power and energy? Think of small spaces with more utility! The concepts of versatile homes where 1 room functions as 4 to 6 rooms with simple changes in construction. (Prithu Homes employs such innovative designs to help you experience best out of the budgets) However, that doesn’t mean that you build a cosy cottage instead of a luxurious dream house. All you need to do is to be thoughtful with how you use your space. Plan your house and manage your space, that way you can have your dream house, spend less and save more.

Utilize Solar Power

We do not need any other source of energy when the Sun provides it all. Use its power. Solar power is the cleanest, most environment-friendly, low-cost source of energy you can ever receive. Moreover, you don’t have to pay taxes for using solar power.

Opt for a Cool Roof

The material you use for your roof can make a big difference in the energy efficiency of your house. You can consider products that reflect solar energy and cool faster, such as slate, terra cotta and white tiles. You could also opt for a green roof which allows you to have a vegetation on the roof. Although a green roof is costly, it promises less maintenance, more longevity and more saving of energy on the longer run. Usually constructed to hold plants that grow on the roof, filter rainwater and insulate the home, it is used in commercial buildings and residential buildings as well.

Use Geothermal Power

Is it a lot of investment? Yes. But with that you get limitless energy to cool or heat your home. Suppose in winter, heat will move from underground and warm your home’s HVAC system and in summer, the AC will remove the excess heat and dissipate it underground. In simple words it’s a simple method of heating and cooling by moving the heat instead of creating or resisting it.


Recycling pays off in the short as well as in the long run. You can save money and reduce the negative impact on environment at the same time. You may also want to discuss options on recycled steel, wood or plastic components, all of which are highly qualified and durable products that can reduce the amount of new lumber in your house.

Usage of Sustainable Materials

If you are talking about green homes, usage of sustainable materials is always on the cards. Whether it’s the frame or the flooring, let sustainable building materials reduce the impact of your house on the environment.


Design your house in a way that it takes advantage of the landscape in a way that you can enjoy less expenses on lawn care of your compound.  Also, it will save your money in the longer run and have less impact on the surrounding environment.

Conservation of water

You cannot have a green home without water conservation techniques. In the long run, it will only help you as it would save power, money and at the same time it will have considerably lesser impact on the surroundings around you.


Building a green home is not a tough task, (especially with PRITHU)and if you take this step, you are helping yourself as well as those around you. Create a better environment for yourself and future generations as well. You might want to look at what we have to offer at Prithu Homes as we practise green home building through various models and leave your details to schedule a free consultation.

Happy Home Building.


An Insight into 21st Century Home Building

Sustainable housing

Cities in India are experiencing an explosive growth, both upward and sideward. The complex systems of the cities are becoming more multifaceted, posing a significant threat to the natural environment.

Although there is no one formula for making the cities vibrant and lively, to form a strategy for sustainable green living is the need of the hour.

The houses of the 21st century should become an eclectic blend of both modern and conventional architecture.

Here are the top 3 issues that design and building professionals are addressing around the world in order to reduce the detrimental effect of large scale home building.

1. Construction Materials

The materials used in construction of buildings such as steel, concrete, wood etc. pose large-scale damage to the environment because of the energy and toxic chemicals used to fabricate them. Many architects are now focusing on using alternative materials that are both sustainable and energy efficient. Growing use of AAC blocks over clay bricks is one such example.

2. Energy Preservation & Conservation

‘Sustainable green home’ is the new buzzword of the decade. Building professionals are now adapting the concepts of natural ventilations and shading devices to minimize environmental hazard. Low-flow toilets, on-demand water heaters, ventilated walls are few of such advancements.

3. Advanced House Structures

Many architects are now designing the house in such a way that the structure itself will make the house totally energy efficient. By taking advantage of local climate and site conditions, designers are including passive solar heating and cooling and energy-efficient landscaping strategies. The ultimate motive is to reduce home energy usage as cost-effectively as possible and utilize the renewable resources of energy.House with solar panels

There is much more to the list and the list itself is expandable.

In this 21st century, construction industry is all about advancements starting from materials to design to structure and to sustainability.

Through thoughtful design and careful management, even the megastructures can be built in harmony with the environment.

Let us make the world a better place to live! Building a green home is one way to add to the better future and if you take this step, you are helping yourself as well as those around you. You might want to look at what we have to offer at Prithu Homes as we practise green home building through various models and leave your details to schedule a free consultation.

Happy Home Building.

Better informed than fall into impossible construction loans

Construction Loads

A home, a wish that Santa cannot gift all, is a place where you can share the joys and sorrows of life with your family. Not everyone will have the savings to build a house while there are others who do not wish to deplete their savings. For such people, there is a provision to use loans which you can pay back in small portions over a period of time.

You can make use of different kinds of loans to build your dream home. Of late, construction loans have gained popularity with the public.

Taking any kind of loan has its own risk. Below are given a few important points that you need to know about construction loans.

1. Construction Loan

What is a construction loan? The main thing about it is that it only lasts for the period of time it takes to construct a house. You may have applied for a construction loan of a certain amount. But unlike conventional loans, the amount will be disbursed to you in installments.

2. Eligibility Criteria

Once you apply for a construction loan, the financial company will do a thorough background check on you. They will check your financial history and see if you are eligible to pay back the loan, based on your credit rating. They will also check the loan application for authenticity, the stability and continuity of your income, the number of people that financially depend on you etc. Only then will you get your loan approved.

3. Documents Required

A lot of documents need to be submitted to the financial company before your construction loan gets approved. It will vary in different financial companies. It will also depend upon whether you are a salaried individual, entrepreneur, self-employed etc. Generally, you will be asked to submit a photo ID proof, PAN card, residence proof, bank statements and salary certificate (if applicable).

4. Estimation of Cost of Construction

After approval of your construction loan, it is not necessary that the lender will provide the amount you requested. So it is considered a good practice to have an estimate of the cost of construction ready with you. This will increase your chances of getting the amount you requested.

5. A Contractor to Oversee

We all have our own particular ideas when it comes to building a home. We might also wish to have a one-on-one involvement when it comes to its construction. Even though it sounds like a good idea on the surface, you might face difficulty as the project progresses like the unavailability of workers, issues with conforming to the building regulations of your state etc. (However, with PRITHU team you are in safer hands) Experts advise you to employ a seasoned contractor to oversee the construction. Take care that the person is trustworthy and reliable. But nevertheless, you should be closely involved with the progress of construction.

6. Repayment Rules

The way you pay back your construction loan also differs from the way you pay back a conventional loan. The money is given to you in installments and you need to pay interest for each of them during construction. Keep in mind that this interest will not go into repaying the principal amount. The principal amount needs to be paid back separately, once the construction is over.

7. A Double Edged Sword

The biggest advantage of getting a construction loan is that, you need to pay only interests during the construction. The main amount needs to be paid back once you take possession of your home. The other side of this coin is that, there is no guarantee that the construction will be finished in the estimated time. This can lead to an increase in cost, which your loan may not be accommodating.

8. Income Tax Benefit

You can also avail of Income Tax benefit for a construction loan, the interest component of the monthly instalments can be claimed as deduction.

Like any other loan, a construction loan has its pros and cons. Before you decide to apply for it, it is advisable to do some research or better still, find an expert to guide you through the process. When you are ready you might want to look at what we have to offer at Prithu Homes and leave your details to schedule a free consultation.

Happy Home Building.

Estimate home construction budgets before it gets too late. Find out why?

We all dream of having the perfect home. Among the first steps for constructing your dream home is estimating the budget. Building a house may be the most important thing that many of us will do in our lifetime. But we have other obligations and responsibilities in life as well. Keeping our expenses within the limits of the estimated budget will allow us to build in peace without any hassles or incurring any debts.

Here is how estimating a budget will help you:

1.Understand Your Limits

A budget gives you a clear picture of how much expenditure can be done. Based on this, you can start planning on the kind of house that you can build. Without calculating approximate construction costs, material costs, labour costs and finishing or interior costs, you will be like a ship heading for an unknown destination! Which might be fun literally for some but as horrendous experience like when used in the context.

2.Get Professional Help

A professional architect (like PRITHU) will help you design a house to suit your needs and include features that you would like in your dream home. Based on your budget, you could hire an architect whose services would be within your financial reach. The architect will also give you an approximate cost estimation of the project.

3.Select Design and Construction Materials

Having a budget in place, helps you arrive at a design that will suit your requirements as well as be within your financial reach. This also makes it easier to select materials for construction like the type of bricks, cement and steel being used.

4.Know If You Need Additional Funds

Estimating a budget helps you know if you have enough funds for constructing your home, and whether you need to apply for a home loan. For approaching any financial company for a loan, the budget estimation document is also to be submitted for approval of the loan.

5.Type of Project

Based on your budget, you can decide whether you would like to go for a turnkey project or labour contract. Turnkey project is the one in which the contractor is responsible for providing the materials as well as labour. In a labour contract, you would source the construction materials as per the requirement and pay only the labour charges to the contractor.

6.Shield Against Price Fluctuations

While you estimate the budget, if you take into account the price fluctuations that might occur during construction, there is no need to fear that you will run out of funds in the middle of building your dream home.

7.Avoid Overspending

A budget most importantly helps you avoid overspending. Knowing the amount that you should spend, to be within the set limits, ensures that you do not overspend on any one particular aspect and have to compromise on other parts of the construction, like having to use poor quality material or furnishing items. Without prior planning or estimation, you could well end up spending more than what you can afford in the initial phases and face difficulties completing the project.

8.Plan for additional features

Once you have a budget in place, it is easy to incorporate additional features to the house. For example, if your budget allows, you can choose to build an eco-friendly house with better insulation materials, solar panels, rainwater harvesting facility etc.

9.Avoid shortage of funds

For most of us, constructing a house could be a first time affair. Having a budget helps us control costs and avoid a situation where the construction might have to be stopped or delayed due to shortage of funds.

Keeping in mind all of the above aspects, it would be wise to put in some planning before venturing out to build your dream home. With the ultimate objective being to build a shelter that will give you peace, happiness and lots of good memories, why not let the process of building be a peaceful one as well. You might want to look at what we have to offer at Prithu Homes and leave your details to schedule a free consultation. Apart from turnkey construction, we have different models as well that might suit your requirements.

Happy Home Building.

How to build an energy-efficient home without hurting your pocket?

An energy-efficient home not only improves the quality of living but also reduces consumption and waste of natural resources as well as energy. Some of the advantages of building a sustainable home includes a significant reduction of greenhouse gases, waste, pollution and environmental degradation. It facilitates better health of the occupants as the materials used are naturally available and non-toxic. A sustainable home also uses energy, water, land, waste and other resources efficiently. Inturn saves the future generations. However, some may argue that building a sustainable home could be an expensive option. The below mentioned points will help you in planning to build your environment-friendly dwelling place without hurting your pocket. Building an energy efficient home also helps you save money in the long run.

  1. Find an affordable land

Purchase a land with low down-payment and low monthly payment. However, do not settle for a place where there isn’t enough resources to convert them into energy and use them efficiently. Stick to your price range and do not look at expensive properties. You may need to check for the utilities and survey the land better before making the deal. It is also important to use the land reasonably.

  1. Optimize the use of the Sun

A sustainable and energy efficient home is never complete without solar power. Just by erecting a solar panel on the roof may not help, the right placement of solar panels is exceptionally important to harness their total potential. It is also important to place them on the South-facing roof ensuring that there is no obstruction. Take expert guidance for placement of the solar panels.

  1. Insulate the walls of your sustainable home

Insulating your walls can be an effective way of saving money, which you would otherwise spend on heaters during winters and coolers during summers. You may use cost-efficient and eco-friendly materials to insulate your walls.

  1. Use environment- friendly materials

Sustainable homes help preserve the environment and its natural resources and also lower your energy costs. Since environmentally friendly materials are easily available and are low in cost comparatively, it is a better option to use them. This will help you save money and build a beautiful home for a lesser cost.

  1. Install energy-efficient lights and rely on natural lighting during the day

Use energy-efficient lights, such as LED, halogen incandescent and CFL lights, which help in reducing up to eighty percent of your home lighting costs. It is equally important to construct windows of the home in such a way, it allows natural light to enter your home. This also helps in heating up or cooling down your home naturally.

  1. Improving air quality

By constructing your sustainable home in such a way that the windows are placed in an appropriate direction, you have the benefit of natural air entering your home, providing good ventilation. This in turn helps in cutting down your expenses on the overall energy bills.

  1. Proper roof planning and drainage system

It is exceptionally important to maintain a proper roof plan, to increase your sustainable home’s energy efficiency. A flat roof would accumulate water and increase the weight on the walls, whereas, a slope roof will help in draining out water, keeping your home free from leakage. A simpler roofing system with a basic plan can help you in cutting down your cost on the installation. Also, it is important to follow a simple guide to drainage system for housing in such a way that water retention does not happen. Installing a simple and efficient drainage system is a cheaper and better option.

Building an energy efficient home is not a tough task, (especially with PRITHU) and if you take this step, you are helping yourself as well as those around you. Create a better environment for yourself and future generations as well. You might want to look at what we have to offer at Prithu Homes as we practise green home building through various models and leave your details to schedule a free consultation.

Happy Home Building.

Make the right choice for your construction partners!

While constructing a house, one of the most important decisions that you need to take, is that of the type of contractor that you would like to go for. Should you go for Turnkey Project Contractor or Labour Contractor? There are typically two types of building contractors, Turnkey contractor and Labour contractor.

1.Any project activity typically includes three types of works viz..

2.Engineering (architecture, structure design, electrical design, plumbing design etc.),

3.Procurement (sourcing of all raw materials, equipment, tools & tackles, labour etc.),

4.Construction (placing all materials/resources as per completed design to obtain the desired structure)

To simplify it for you, here are the definitions and basic differences that can help you decide which contract would be suitable for your house construction contract.

->Turnkey Contract

As the name suggests, a turnkey contract literally means that all you have to do is “turn the key” to enter your home. The rest of the work shall is the contractor’s responsibility. Thus, in this type of contract, you transfer the entire responsibility of performing Engineering, Procurement and Construction (EPC) to the contractor’s scope. (With PRITHU all the certifications are also handled)

A turnkey contract is an agreement in which the building contractor completes the project and hands it over in a fully operational form. For the turnkey contract, you need to provide the building contractor with your requirements regarding the dwelling unit and the choice of materials in the initial phase only. The contract price can be lump sum price or based on a price per square foot of construction. Payment terms are decided and the project is executed as per these agreed specifications.

A turnkey project reduces your effort tremendously. It’s the contractor who has to arrange for all the requisites. All that you need to do is to pay the money as agreed in the payment plan.

->Labour Contract

A labour contract is one which involves only the labour that is required for construction. In this type of contract, the sourcing of construction material and equipment is undertaken by the owners.

The building contractor will inform you about the material requirement from time to time during the construction stages. This type of contract usually requires weekly payment as the labour has to be paid daily wages for the work done.

In this type of contract, you will be involved in every step of the construction process and can decide on the cost and quality of the materials used. This contract is a very cumbersome affair, also involves a lot of running around for various selections and multiple rounds to government offices for certifications and approvals. It requires you to devote significant time on sourcing all materials himself. In addition, site supervision also requires knowledge and
experience of building materials and construction.

Deciding between Turnkey & Labour Contract

For those who do not have time to involve themselves in the construction process, the turnkey contract can prove to be highly advantageous. Complete responsibility is taken by the building contractor who is much more knowledgeable and experienced for the given task. It gives the client a single point of contact for achieving all objectives. It saves the client from coordinating with multiple agencies.

The labour contract, on the other hand, is an engaging one, as you will be required to closely monitor and provide materials for the construction process. It can also be a learning experience for those of us who want to get into the details of building their house, provided they have time and knowledge to do so. While you can control costs, you also need to have a regular cash flow due to weekly payment and material costs. You also might face price fluctuations in case of building materials.

Whatever contract you choose, be sure to get the agreement in writing with all the details mentioned so that there are no hassles later. This agreement needs to be signed and acknowledged by you and the contractor.

Analyse what type of contract would suit you best, based on the time and effort required. Ensure that the construction of your house is not negatively affected due to the type of contract that you choose. Weighing the pros and cons carefully is important to make your home building experience a joyful one. You might want to look at what we have to offer at Prithu Homes as turnkey contractors and leave your details to schedule a free consultation. Apart from turnkey construction, we have different models as well that might suit your requirements.

Happy Home Building.